Fonseca is an economist focused on household, development, and labor finance. Her research examines how finance shapes our labor, jobs, and mobility.

Julia Fonseca, associate professor of finance at Gies College of Business, has been appointed as a Research Associate by the National Bureau for Economic Research.
The NBER is among the nation's premiere research institutions in the study of economics. It conducts and circulates nonpartisan studies in a wide variety of research areas. Selection as a Research Associate is made by NBER research directors in consultation with steering committees comprised of the field's leading figures and is conferred to scholars with exceptional track records in scholarship.
"Joining the NBER as a Research Associate is a great honor," Fonseca said. "I'm excited to join such an outstanding group of scholars and to learn from my colleagues across institutions."
Fonseca is an economist focused on household, development, and labor finance. Her research examines how finance shapes our labor, jobs, and mobility. Her research has been published in the Journal of Finance and the Journal of Financial Economics, and her research on mortgage lock-in with Lu Liu received the 2025 Brattle Group First Prize, the Journal of Finance's highest honor for research in corporate finance.
Fonseca also serves as an associate editor of the Journal of Finance and the Review of Finance. Her research on mortgage rates and consumer mobility has been featured in The New York Times, The Economist, and the Wall Street Journal.
In 2026, she was named to Poets&Quants' list of the Best 40-Under-40 Business Professors, a distinction recognizing early-career faculty with an outsized impact in teaching, research, and service. Prior to joining Gies Business, she earned her PhD in economics from Princeton University.